This article was contributed by:

Herb W. Morgan, III

Senior Managing Director

Chief Investment Officer

Efficient Market Advisors, A Business Of Cantor Fitzgerald Investment Advisors

Disclosure

This presentation has been prepared by Efficient Market Advisors, LLC, a division of Cantor Fitzgerald Investment Advisors, L.P. (collectively, “EMA”) for use in one-on-one meetings with highly-sophisticated investors, who are expected to make their own investment decisions. Nothing contained herein should be treated as investment advice or a recommendation to buy or sell any security. This article does not constitute tax advice and as such, investors should be advised to consult their own tax adviser regarding the tax consequences of their investment activities. Past performance or targeted results is no guarantee of future results and every investment may lose money. Investors should consider the investment objectives, risks, charges and expenses of the investment strategy before investing. Certain of the economic and market information contained herein has been obtained from published sources and/or prepared by third parties. While such sources are believed to be reliable, none of the Fund, its general partner, the investment manager or their respective affiliates, employees and representatives assumes any responsibility for the accuracy of such information. Market indices are included only to provide an overview of wider financial markets and should not be viewed as benchmarks or direct comparable to performance by EMA. It is not possible to invest directly in an index. This document is privileged and confidential and intended solely for the use of the intended recipient(s), may be used solely for the purpose for which it was sent and contains proprietary information. Any unauthorized copying, disclosure, retention, or distribution of this document, in whole or in part, is strictly forbidden. This document has been prepared solely for the intended recipient(s) and contains confidential and proprietary information that are of economic value to us. Any disclosure of this information could cause us competitive harm. By accepting this document, you agree to keep strictly confidential all of the contents of the document. The information in this document is subject to change without notice and we have no obligation to update you as to any such changes. We do not undertake any obligation to update or revise any statements contained herein or correct inaccuracies whether as a result of new information, future events or otherwise.

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