The Dow is a price-weighted index, meaning the DIA members with the largest price tags are its biggest holdings. Goldman Sachs (NYSE: GS), 3M (NYSE: MMM) and International Business Machines (NYSE: IBM) currently combine for over 20% of the ETF’s weight.

An alternative to DIA is the Guggenheim Dow Jones Industrial Average Dividend ETF (NYSEArca: DJD). That ETF weighs the 30 Dow stocks by yield.

DJD provides an alternative, strategic beta approach to the DJIA by weighting each security by dividend yield, instead of price. DJD’s top three holdings are Chevron (NYSE: CVX), Verizon (NYSE: VZ) and Caterpillar (NYSE: CAT).

A rising rate environment may reflect a strengthening U.S. economy, and a healthier economy would help borrowers have an easier time repaying loans, with banks stuck with fewer non-performing assets. Moreover, rising rates means that banks will generate greater revenue from the spread between what they pay deposit savers and the prime rates they charge credit-worthy clients and other highly-rated debt.

For more information on the Dow, visit our Dow Jones Industrial Average category.