The markets were moving ahead of an anticipated rate cut by the Federal Reserve. Analysts expect that the key rate will be cut from 1.5% to 1%, bringing the federal funds rate to its lowest point since 2004.

Banks have started receiving money from the government’s bailout plan. Here’s a list of who has received what so far.

Experts are saying that as far as the market goes today, nothing fundamental has come out to bring it sharply up or down. But no one expects that the market is higher for good, but rather that volatility still might be the order of the coming months. Out of the 20 trading days so far this month, only two haven’t closed up or down in the triple digits.

XLF is down 47.4% year-to-date.