Why Buffer ETFs Make Sense Right Now | ETF Trends

To say that August has been an interesting month for the markets would likely be an understatement.

Following recent CPI news, the markets have performed well, reflecting increasing investor confidence in the Federal Reserve’s fight against inflation. However, this comes just after a recent sell-off, due in part to worse-than-expected jobs report numbers.

That said, the sell-off has not dissuaded many investors from participating in the market. That is what Investopedia found in a recent survey of individual investors.

Despite all the recent turbulence, Investopedia’s survey found that nearly half of individual investors remain cautiously optimistic about the state of the market. That’s not where the optimism stops, either. Overall, 42% of respondents told Investopedia that they “bought the dip” over the last two weeks.

Meanwhile, 26% of investors surveyed believe the market will experience higher returns over the next six months. These results represent an astounding amount of investor confidence, especially considering how the upcoming presidential election could drive up volatility.

However, these results were not all sunshine and rainbows. Per Investopedia, 61% of individual investors believe a recession is likely within the next 12 months.

Additionally, about 63% of respondents believe AI-related stocks are currently being overvalued. Mega-cap tech giants didn’t fare much better, with 53% saying that sector is overvalued as well.

Overall, this paints a bit of a mixed picture. Sure, investors remain confident in the near term, but remain wary of overvalued tech and AI plays, along with concerns of a potential recession.

The question is, where can investors go from here? This may be a good time to jump into large-cap equities, but caution is likely going to be valued in the long term.

More Secure Market Participation

This is where a buffer strategy like the AllianzIM U.S. Equity Buffer15 Uncapped Aug ETF (AUGU) could come in. AUGU can provide exposure to large-cap performers within the SPDR S&P 500 ETF Trust (SPY). Once the share price returns for SPY pass AUGU’s spread, investors within AUGU get access to uncapped returns.

These returns are paired with a downside buffer, mitigating risks should SPY undergo losses during the outcome period. As of August 15, 2024, AUGU’s buffer is sitting at around 14%, with 351 days remaining in the outcome period.

By using AUGU, individual investors get to enjoy robust market participation within SPY’s renowned portfolio. However, AUGU comes with the added benefit of mitigating a sizable portion of potential downside risk. As such, the fund can be a valuable choice for investors who want to participate in the market but remain way of long-term risk.

Despite only launching about two weeks ago, AUGU is already seeing robust fund flows that reflect growing investor interest. As of August 14, 2024, the fund has seen over $12 million in net flows.

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