Until recently, regional bank exchange traded funds (ETFs) were the stalwarts of this whole crisis, resisting the downward motion of the general markets.

But now investors fear that these banks are going to get steamrolled right along with the general global credit crisis, report Jonathan Spicer and Juan Lagorio for Reuters. Many wondered which banks were going to need a merger partner in order to survive the meltdown of our financial system.

These smaller banks don’t pose a risk to the entire financial system. Many of them are small enough that the Federal Deposit Insurance Corp (FDIC) could seize them and sell them off.