By Allison Berger via Iris.xyz

The other day I was driving in the car with my kids when my son asked me, “Mommy, why does it take you and Daddy so long to get me new toys after I ask for them?”

I started to explain that we don’t always get new things right away, that it is good to think about things for a while before you make a purchase and that a lot of times we have to wait until we have the money to buy something new.

This was probably more information than he was looking for.

He responded by saying, “I’m not talking about money, I’m talking about toys.” Obviously I have some work to do…

Asking the Hard Questions

This conversation got me thinking though. Money is such an integral part of our lives. It’s woven into the fabric of nearly everything we do and almost every decision we make. Even when we are talking about something else entirely, we are almost always talking about money, aren’t we?

Obviously it shouldn’t be the most important thing in our lives and there are many instances where factors much more important than money influence our decisions.

But it’s always the elephant in the room. At some point we have to face the money part of the equation and ask the hard questions:

  • Do I have enough?
  • Am I going to run out?
  • Can I afford it?
  • Can I send my children to college and still retire when I want to?

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