How to Financially Protect Yourself During Marital Separation

By Jeff Sanders via

I applaud all those who try to repair their marriages. Getting divorced is a tremendous amount to handle legally, financially, socially, and emotionally, and it isn’t something to take on unless you’re absolutely sure there are no other viable options. But while you’re working on your marriage, should you physically separate?

Physically separating can certainly give each spouse time and space to decide whether the marriage can or should be saved.

Whatever the reasons for your time apart, my concern as a divorce financial advisor is that any separation for more than a few months can put you in a very vulnerable situation financially. To protect yourself, I urge you to follow these “dos and don’ts.”

If you are considering a separation for more than a few months, you need to:

  • Get up to speed on marital finances. If your husband has handled the finances in your marriage, you can find yourself totally out of the loop if you separate. You won’t know what he’s earning, spending, investing, buying, or selling. Avoid that dangerous situation!

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