Copyright © 2019 Beaumont Financial Partners, LLC DBA Beaumont Capital Management (BCM). All rights reserved.

The views and opinions expressed throughout this paper are those of the author as of February 2019. The opinions and outlooks may change over time with changing market conditions or other relevant variables.

The information presented in this report is based on data obtained from third party sources. Although it is believed to be accurate, no representation or warranty is made as to its accuracy or completeness.

This material is provided for informational purposes only and does not in any sense constitute a solicitation or offer for the purchase or sale of securities nor should it be construed as investment advice. Past performance is no guarantee of future results. An investment cannot be made directly in an index.

“S&P 500 ®” is a registered trademark of Standard & Poor’s, Inc., a division of S&P Global Inc.

As with all investments, there are associated inherent risks including loss of principal. Stock markets, especially foreign markets, are volatile and can decline significantly in response to adverse issuer, political, regulatory, market, or economic developments. Sector investments concentrate in a particular industry, and the investments’ performance could depend heavily on the performance of that industry and be more volatile than the performance of less concentrated investment options. Foreign securities are subject to interest rate, currency exchange rate, economic, and political risks, all of which are magnified in emerging markets. The risks are particularly significant for ETFs that focus on a single country or region. The ETF may have additional volatility because it may be comprised significantly of assets in securities of a small number of individual issuers.

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