Are You Seized in Panic That Retirement is on the Horizon?

By Michael Kay via

Maybe you’re approaching the finish line of your career and you see retirement on the horizon.

You might check your 401(k) account periodically and put some money into a mutual fund or two from time to time. You might have insurance or cash stashed away.

But as you glance at the sign that says the end of your earning days are near, you might be seized with a flash of panic.

Naturally, the following questions might follow:

Have I saved enough for retirement?
Will I outlive my nest egg?
Will I be working at a big box store greeting customers until I slump over?

Take a breath. Let’s rewind.

You don’t need a medium or psychic to look into a crystal ball. But you do need to be realistic and shift your mindset from avoidance to action mode. Now!

The idea of mindset is the best place to start. If you are in a state of dread, rest assured nothing good can happen. However, the research is clear: an optimistic mindset is vital to good health and a productive life in retirement. It’s time to start getting positive.

While we’re on the subject of good health, chances are, you see your doctor once a year for a checkup. If you’re more likely to forgo the annual physical and rely on WebMD for medical advice, chances are you’re making a big mistake.

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