By James E. Wilson via Iris.xyz

What’s standing in the way between you and a secure retirement? How can you enjoy life today while planning for the future? Here’s the top eight obstacles we have garnered from working with hundreds of clients in their peak earnings years planning for retirement.

1. Conflicting Goals

Individuals often have competing desired outcomes that are in conflict. An example of goals in conflict might be a desire to retire early matched against an unwillingness to invest in the stock market. One of the commonalities of being able to achieve a secure retirement is being able to accept being uncomfortable at times along the way.

2. Failing to Plan

No one would board an airplane without first knowing the destination, but we do this routinely in our financial lives. Random choices with no particular direction amount to “circling the airport,” but these decisions likely won’t take you where you want to go. What you pay attention to, by default or by intention, matters most. You have to plot a path to follow in order to make progress.

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