By Mary Beth Storjohann via

The year is almost over — but there’s still time to make progress toward your financial goals. Let’s jump right in with 30 simple steps you can take in 30 days to end the year on a financially high note.

1. Review your budget.

Make sure you use your budget to help you spend on what you value and cut costs that don’t bring you joy. See if there’s any place in your current budget where you can eliminate expenses and save that money instead.

2. Set your savings goals (or make sure you’re happy with your existing goals).

Do you have your savings goals set for the new year? If not, think about what you want to accomplish and consider what it will take to get there.

If you have existing goals you’re in the process of working toward, take a moment to revisit them and make sure you still feel good about them and are on track to reach them.

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