By Salvatore Bruno via

If you’re anything like me, you cherish ‘aha’ moments, especially when that ‘aha’ is the realization that something you’ve been using for just one purpose can do so much more.

And whether the insight comes from your colleagues, kids, or friends, the new use can seem so obvious that you have to wonder: “Why didn’t I think of that before?” Of course, while learning how to use binder clips to keep all those computer cables in place is great, when the hack applies to investing, the impact can be much greater—potentially changing how you think, how you invest, and even your long-term financial outlook. Even better: when that realization comes just when you need it most.

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