By Michael Kay via Iris.xyz
“Cheers to a new year and another chance for us to get it right.” – Oprah Winfrey
Emily and Bob sat in the meeting room with a look of utter desperation.
“Here we are again—the bills from the holidays are drowning us and our plans to get a proper hold on our finances! What can we do make sure this never happens again?”
I asked them what getting a ‘proper hold’ of their finances meant to them.
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