The best time to prepare for events that carry a high probability of happening is before they happen. This may seem obvious. Why, then, do so many of us have such resistance to planning? It’s common to wait until events are almost upon us before we start preparing for them.

One major life event especially can find people focused so strongly on the present that they ignore the past and neglect to plan for the future. This is marriage.  Most engaged couples start wedding planning many months before the big day. Countless details—securing a location, booking caterers, ordering flowers, and finding dresses and tuxedos—must be done well in advance to avoid disappointments.

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Yet, quite often, couples ignore or avoid discussing essential financial concerns that will have long-term impacts on their lives together. These include budgeting, financial goals, debt and spending patterns, prenuptial agreements, and estate planning.

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