It may seem unbelievable, but the end of the year is quickly approaching. But before we say goodbye to 2015, know that there’s still time to make most of this year — especially in your financial life! You can start by making these money moves before the clock strikes midnight on December 31.

The following actions will help you maximize your savings, take advantage of tax breaks, and prepare yourself for 2016. You can start the new year off on a the right financial footing, and give yourself a little boost on any money-related resolutions you might want to keep next year.

Iris has the scoop.