Fidelity MSCI Consumer Discretionary Index (NYSEArca: FDIS)
Gain since inception: 2.7%
Comment: Fidelity launched its sector ETFs in October. FDIS is the newest competitor in a crowded arena, going up against Consumer Discretionary Select Sector SPDR Fund (NYSEArca: XLY), which is up 38.9% year-to-date, and Vanguard Consumer Discretionary ETF (NYSEArca: VCR), which gained 39.7% year-to-date. However, FDIS is the cheapest of the lot, with an expense ratio of 0.12%, compared to 0.14% for VCR and 0.18% for XLY.