When it comes to exchange traded funds (ETFs), resistance is futile.

On Seeking Alpha, Index Universe’s Murray Coleman questions the logic of buying higher-priced versions of the same benchmarks he’s been investing in up to this point. While some of the indexing products in his portfolio have dropped in price, the expenses of his ETFs have dropped even further.

And with that, his portfolio is now almost entirely made up of ETFs and has a total expense ratio of .15%.

He seems to have taken a thoughtful, well-researched approach to his portfolio. The portfolio has a total stock market approach, with U.S. small-caps as core ETF exposure. International stocks make up the rest, along with a slight overweight in Asia. He reserves the right to make strategic allocation changes as things change and his stomach churns.

The opinions and forecasts expressed herein are solely those of Tom Lydon, and may not actually come to pass. Information on this site should not be used or construed as an offer to sell, a solicitation of an offer to buy, or a recommendation for any product.