As exchange traded fund (ETF) providers search for ways to successfully integrate ETFs into retirement plans, the government could take a few notes. Although the government sponsors a decent 401(k) plan called the Thrift Savings Plan (TSP), TSP still has its faults, according to Matt Hougan for Index Universe

TSP offers five index mutual funds and seeks to provide funds with low expenses. ETFs are touted for their lower fees and TSP could benefit from adding ETFs to the offering, as ETFs generally are cheaper than mutual funds.

The opinions and forecasts expressed herein are solely those of Tom Lydon, and may not actually come to pass. Information on this site should not be used or construed as an offer to sell, a solicitation of an offer to buy, or a recommendation for any product.

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