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<channel>
	<title>ETF Trends &#187; TIP</title>
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	<link>http://www.etftrends.com</link>
	<description>Setting the Pace for Exchange Traded Funds</description>
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			<item>
		<title>Why TIPS ETFs Have Negative Yields</title>
		<link>http://www.etftrends.com/2012/02/why-tips-etfs-have-negative-yields/</link>
		<comments>http://www.etftrends.com/2012/02/why-tips-etfs-have-negative-yields/#comments</comments>
		<pubDate>Thu, 02 Feb 2012 17:24:55 +0000</pubDate>
		<dc:creator>John Spence</dc:creator>
				<category><![CDATA[Bond ETFs]]></category>
		<category><![CDATA[Feature Stories]]></category>
		<category><![CDATA[IPE]]></category>
		<category><![CDATA[SCHP]]></category>
		<category><![CDATA[STPZ]]></category>
		<category><![CDATA[TIP]]></category>
		<category><![CDATA[Treasury Bonds]]></category>

		<guid isPermaLink="false">http://www.etftrends.com/?p=75521</guid>
		<description><![CDATA[Treasury Inflation-Protected Securities and exchange traded funds that invest in them continue to see solid demand despite the fact the bonds are paying negative yields.
“A $15 billion auction of Treasury Inflation-Protected Securities this month drew the strongest demand since March even though yields on the notes average less than zero percent for the first time,” [...]]]></description>
		<wfw:commentRss>http://www.etftrends.com/2012/02/why-tips-etfs-have-negative-yields/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>ETF Focus: Corporate Bonds</title>
		<link>http://www.etftrends.com/2012/01/etf-focus-corporate-bonds/</link>
		<comments>http://www.etftrends.com/2012/01/etf-focus-corporate-bonds/#comments</comments>
		<pubDate>Tue, 03 Jan 2012 13:14:16 +0000</pubDate>
		<dc:creator>Tom Lydon</dc:creator>
				<category><![CDATA[Bond ETFs]]></category>
		<category><![CDATA[Corporate Bonds]]></category>
		<category><![CDATA[HYG]]></category>
		<category><![CDATA[TIP]]></category>
		<category><![CDATA[TIPs]]></category>
		<category><![CDATA[Treasury Bonds]]></category>

		<guid isPermaLink="false">http://www.etftrends.com/?p=72957</guid>
		<description><![CDATA[U.S. Treasury exchange traded funds enjoyed large gains in 2011 as investors fretted over deflation and the Eurozone debt crisis. However, corporate bonds could lead the way this year in fixed-income ETFs if investors regain their appetite for risk.
ETFs tracking corporate bonds include iShares iBoxx Investment Grade Corporate Bond ETF (NYSEArca: LQD),  iShares 1-3 [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>ETFs See November Outflows; Gold Fund Adds $3 Billion</title>
		<link>http://www.etftrends.com/2011/12/etfs-see-november-outflows-gold-fund-adds-3-billion/</link>
		<comments>http://www.etftrends.com/2011/12/etfs-see-november-outflows-gold-fund-adds-3-billion/#comments</comments>
		<pubDate>Mon, 05 Dec 2011 20:56:49 +0000</pubDate>
		<dc:creator>Tom Lydon</dc:creator>
				<category><![CDATA[Asset Class ETFs]]></category>
		<category><![CDATA[Feature Stories]]></category>
		<category><![CDATA[BND]]></category>
		<category><![CDATA[Bond ETFs]]></category>
		<category><![CDATA[Current Affairs]]></category>
		<category><![CDATA[DIA]]></category>
		<category><![CDATA[Dow Jones Industrial Average]]></category>
		<category><![CDATA[ETF Performance Reports]]></category>
		<category><![CDATA[Financial]]></category>
		<category><![CDATA[GLD]]></category>
		<category><![CDATA[IVV]]></category>
		<category><![CDATA[IWM]]></category>
		<category><![CDATA[LQD]]></category>
		<category><![CDATA[Precious Metals]]></category>
		<category><![CDATA[S&P 500]]></category>
		<category><![CDATA[Sector ETFs]]></category>
		<category><![CDATA[SPY]]></category>
		<category><![CDATA[TIP]]></category>
		<category><![CDATA[TIPs]]></category>
		<category><![CDATA[XLF]]></category>

		<guid isPermaLink="false">http://www.etftrends.com/?p=71103</guid>
		<description><![CDATA[U.S.-listed exchange traded funds and notes posted net outflows of $238 million in November as major equity ETFs saw the biggest redemptions. It was the first time since April that ETFs and ETNs have seen outflows, although they&#8217;ve pulled in over $100 billion so far this year.
Buying in ETFs that track safe havens helped offset [...]]]></description>
		<wfw:commentRss>http://www.etftrends.com/2011/12/etfs-see-november-outflows-gold-fund-adds-3-billion/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Volatility-Linked ETFs Rise to 2011 High</title>
		<link>http://www.etftrends.com/2011/10/volatility-linked-etfs-rise-to-2011-high/</link>
		<comments>http://www.etftrends.com/2011/10/volatility-linked-etfs-rise-to-2011-high/#comments</comments>
		<pubDate>Mon, 03 Oct 2011 12:28:35 +0000</pubDate>
		<dc:creator>Paul Weisbruch, Street One Financial</dc:creator>
				<category><![CDATA[Asset Class ETFs]]></category>
		<category><![CDATA[Feature Stories]]></category>
		<category><![CDATA[AGQ]]></category>
		<category><![CDATA[ALD]]></category>
		<category><![CDATA[Bond ETFs]]></category>
		<category><![CDATA[BSV]]></category>
		<category><![CDATA[ELD]]></category>
		<category><![CDATA[GLD]]></category>
		<category><![CDATA[HYG]]></category>
		<category><![CDATA[IWB]]></category>
		<category><![CDATA[IWM]]></category>
		<category><![CDATA[Silver]]></category>
		<category><![CDATA[SLV]]></category>
		<category><![CDATA[TIP]]></category>
		<category><![CDATA[TVIX]]></category>
		<category><![CDATA[VIX]]></category>
		<category><![CDATA[VXX]]></category>

		<guid isPermaLink="false">http://www.etftrends.com/?p=65427</guid>
		<description><![CDATA[Volatility-linked exchange traded products have rallied to a new high for 2011 as markets weigh the odds and potential consequences of a Greek default.
Meanwhile, the equity markets closed on a low note last week on roughly average trading volumes. Of particular interest were products that track CBOE Volatility Index futures, as VelocityShares Daily 2X VIX [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Morningstar&#8217;s Aggressive ETF Portfolio for Retirees</title>
		<link>http://www.etftrends.com/2011/09/morningstars-aggressive-etf-portfolio-for-retirees/</link>
		<comments>http://www.etftrends.com/2011/09/morningstars-aggressive-etf-portfolio-for-retirees/#comments</comments>
		<pubDate>Fri, 23 Sep 2011 16:00:28 +0000</pubDate>
		<dc:creator>Tom Lydon</dc:creator>
				<category><![CDATA[Retirement]]></category>
		<category><![CDATA[Asset Class ETFs]]></category>
		<category><![CDATA[Bond ETFs]]></category>
		<category><![CDATA[BSV]]></category>
		<category><![CDATA[Corporate Bonds]]></category>
		<category><![CDATA[EFA]]></category>
		<category><![CDATA[Emerging Markets]]></category>
		<category><![CDATA[Europe]]></category>
		<category><![CDATA[International Treasury Bonds]]></category>
		<category><![CDATA[Large-Cap]]></category>
		<category><![CDATA[LQD]]></category>
		<category><![CDATA[MBB]]></category>
		<category><![CDATA[MGC]]></category>
		<category><![CDATA[Mid-Cap]]></category>
		<category><![CDATA[Municipal Bonds]]></category>
		<category><![CDATA[Small-Cap]]></category>
		<category><![CDATA[TIP]]></category>
		<category><![CDATA[TIPs]]></category>
		<category><![CDATA[Treasury Bonds]]></category>
		<category><![CDATA[VB]]></category>
		<category><![CDATA[VO]]></category>
		<category><![CDATA[VTI]]></category>
		<category><![CDATA[VWO]]></category>
		<category><![CDATA[WIP]]></category>

		<guid isPermaLink="false">http://www.etftrends.com/?p=64028</guid>
		<description><![CDATA[For retirees who are looking for greater capital appreciation and hold a higher risk tolerance, an ETF portfolio with a more aggressive investment strategy may be a better fitting option.
Investors looking to solely live off their investments over the next 20 or so more years will want to included investments that will appreciate while still [...]]]></description>
		<wfw:commentRss>http://www.etftrends.com/2011/09/morningstars-aggressive-etf-portfolio-for-retirees/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Morningstar&#8217;s Recommendations for a Moderate-Risk ETF Porfolio</title>
		<link>http://www.etftrends.com/2011/09/morningstars-recommendations-for-a-moderate-risk-etf-porfolio/</link>
		<comments>http://www.etftrends.com/2011/09/morningstars-recommendations-for-a-moderate-risk-etf-porfolio/#comments</comments>
		<pubDate>Thu, 22 Sep 2011 16:00:19 +0000</pubDate>
		<dc:creator>Tom Lydon</dc:creator>
				<category><![CDATA[Retirement]]></category>
		<category><![CDATA[Bond ETFs]]></category>
		<category><![CDATA[BSV]]></category>
		<category><![CDATA[Corporate Bonds]]></category>
		<category><![CDATA[EFA]]></category>
		<category><![CDATA[Emerging Markets]]></category>
		<category><![CDATA[ETF 101]]></category>
		<category><![CDATA[Europe]]></category>
		<category><![CDATA[Global ETFs]]></category>
		<category><![CDATA[International Treasury Bonds]]></category>
		<category><![CDATA[Large-Cap]]></category>
		<category><![CDATA[LQD]]></category>
		<category><![CDATA[MBB]]></category>
		<category><![CDATA[Mid-Cap]]></category>
		<category><![CDATA[Municipal Bonds]]></category>
		<category><![CDATA[Small-Cap]]></category>
		<category><![CDATA[TIP]]></category>
		<category><![CDATA[TIPs]]></category>
		<category><![CDATA[Treasury Bonds]]></category>
		<category><![CDATA[VB]]></category>
		<category><![CDATA[VO]]></category>
		<category><![CDATA[VWO]]></category>
		<category><![CDATA[WIP]]></category>

		<guid isPermaLink="false">http://www.etftrends.com/?p=64031</guid>
		<description><![CDATA[Retirees seeking a moderate risk in their exchange traded fund investment portfolios will want to lean more toward the safety of bonds but still hold enough equities to provide some level of capital appreciation, according to Morningstar.
The moderate portfolio for retirees and pre-retirees is &#8220;appropriate for retirees with a time horizon (estimated life expectancy) of [...]]]></description>
		<wfw:commentRss>http://www.etftrends.com/2011/09/morningstars-recommendations-for-a-moderate-risk-etf-porfolio/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Morningstar&#8217;s Conservative ETF Porfolio</title>
		<link>http://www.etftrends.com/2011/09/morningstars-conservative-etf-porfolio/</link>
		<comments>http://www.etftrends.com/2011/09/morningstars-conservative-etf-porfolio/#comments</comments>
		<pubDate>Wed, 21 Sep 2011 18:00:04 +0000</pubDate>
		<dc:creator>Tom Lydon</dc:creator>
				<category><![CDATA[Retirement]]></category>
		<category><![CDATA[Bond ETFs]]></category>
		<category><![CDATA[BSV]]></category>
		<category><![CDATA[Corporate Bonds]]></category>
		<category><![CDATA[EFA]]></category>
		<category><![CDATA[Emerging Markets]]></category>
		<category><![CDATA[ETF 101]]></category>
		<category><![CDATA[Europe]]></category>
		<category><![CDATA[Global ETFs]]></category>
		<category><![CDATA[International Treasury Bonds]]></category>
		<category><![CDATA[Large-Cap]]></category>
		<category><![CDATA[LQD]]></category>
		<category><![CDATA[MBB]]></category>
		<category><![CDATA[MGC]]></category>
		<category><![CDATA[Mid-Cap]]></category>
		<category><![CDATA[Municipal Bonds]]></category>
		<category><![CDATA[Small-Cap]]></category>
		<category><![CDATA[TIP]]></category>
		<category><![CDATA[TIPs]]></category>
		<category><![CDATA[Treasury Bonds]]></category>
		<category><![CDATA[VB]]></category>
		<category><![CDATA[VO]]></category>
		<category><![CDATA[VWO]]></category>
		<category><![CDATA[WIP]]></category>

		<guid isPermaLink="false">http://www.etftrends.com/?p=64036</guid>
		<description><![CDATA[Conservative investors in retirement can tap exchange traded funds to build all-ETF portfolios featuring stocks and bonds.
The conservative ETF investor aiming to protect wealth in retirement should limit exposure to equities and rely on the stability offered in bonds, along with other solid yield generating assets, writes Christine Benz, director of personal finance at Moringstar.
The [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Weekly Wrap: S&amp;P 500 ETF Sees Inflows, Investors Exit Bonds</title>
		<link>http://www.etftrends.com/2011/09/weekly-wrap-sp-500-etf-sees-inflows-investors-exit-bonds/</link>
		<comments>http://www.etftrends.com/2011/09/weekly-wrap-sp-500-etf-sees-inflows-investors-exit-bonds/#comments</comments>
		<pubDate>Sat, 03 Sep 2011 16:08:20 +0000</pubDate>
		<dc:creator>Paul Weisbruch, Street One Financial</dc:creator>
				<category><![CDATA[ETF Trends]]></category>
		<category><![CDATA[Feature Stories]]></category>
		<category><![CDATA[BIL]]></category>
		<category><![CDATA[Bond ETFs]]></category>
		<category><![CDATA[EEM]]></category>
		<category><![CDATA[Energy]]></category>
		<category><![CDATA[MBB]]></category>
		<category><![CDATA[TIP]]></category>
		<category><![CDATA[TIPs]]></category>
		<category><![CDATA[TLT]]></category>
		<category><![CDATA[Treasury Bonds]]></category>

		<guid isPermaLink="false">http://www.etftrends.com/?p=62532</guid>
		<description><![CDATA[Overall volumes in exchange traded funds this week were slightly below average, which the bears would point to as an indicator that the early week run-up would eventually run out of steam and revert lower. In fact, this did occur after an early morning rise on Thursday and we finished the week on a sour [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>ETF Chart of the Day: U.S. Treasury Bonds</title>
		<link>http://www.etftrends.com/2011/08/etf-chart-of-the-day-u-s-treasury-bonds/</link>
		<comments>http://www.etftrends.com/2011/08/etf-chart-of-the-day-u-s-treasury-bonds/#comments</comments>
		<pubDate>Mon, 29 Aug 2011 14:54:20 +0000</pubDate>
		<dc:creator>Paul Weisbruch, Street One Financial</dc:creator>
				<category><![CDATA[Bond ETFs]]></category>
		<category><![CDATA[Feature Stories]]></category>
		<category><![CDATA[MBB]]></category>
		<category><![CDATA[TIP]]></category>
		<category><![CDATA[TIPs]]></category>
		<category><![CDATA[TLT]]></category>
		<category><![CDATA[Treasury Bonds]]></category>

		<guid isPermaLink="false">http://www.etftrends.com/?p=61905</guid>
		<description><![CDATA[Last week we saw increased trading volume and subsequent redemption activity in two notable fixed-income exchange traded funds that invest in U.S. Treasury bonds.
The iShares Barclays 20+ Year Treasury Bond (NYSEArca: TLT) and iShares Barclays TIPS Bond (NYSEArca: TIP), which tracks Treasury Inflation-Protected Securities, saw outflows around $537 million. [Gold, Treasury ETF Outflows]
Last week we [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>ETF Chart of the Day: IQ Real Return ETF (CPI)</title>
		<link>http://www.etftrends.com/2011/07/etf-chart-of-the-day-iq-real-return-etf-cpi/</link>
		<comments>http://www.etftrends.com/2011/07/etf-chart-of-the-day-iq-real-return-etf-cpi/#comments</comments>
		<pubDate>Wed, 06 Jul 2011 14:01:09 +0000</pubDate>
		<dc:creator>Paul Weisbruch, Street One Financial</dc:creator>
				<category><![CDATA[Bond ETFs]]></category>
		<category><![CDATA[CPI]]></category>
		<category><![CDATA[Inflation]]></category>
		<category><![CDATA[TIP]]></category>

		<guid isPermaLink="false">http://www.etftrends.com/?p=57590</guid>
		<description><![CDATA[An exchange traded fund that likely evades many “screens” in the institutional marketplace due to lower average daily trading volume (5,429 shares traded on average daily) is IQ Real Return ETF (NYSEArca: CPI).
CPI’s objective is to provide the investor with a hedge against the inflation rate in the U.S. by delivering a real return that [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>TIPS ETFs Hesitate on Inflation, Treasury Yields</title>
		<link>http://www.etftrends.com/2011/05/tips-etfs-look-for-direction-on-inflation-treasury-yields/</link>
		<comments>http://www.etftrends.com/2011/05/tips-etfs-look-for-direction-on-inflation-treasury-yields/#comments</comments>
		<pubDate>Fri, 20 May 2011 13:04:41 +0000</pubDate>
		<dc:creator>Tom Lydon</dc:creator>
				<category><![CDATA[All]]></category>
		<category><![CDATA[Bond ETFs]]></category>
		<category><![CDATA[Current Affairs]]></category>
		<category><![CDATA[IPE]]></category>
		<category><![CDATA[STPZ]]></category>
		<category><![CDATA[TIP]]></category>

		<guid isPermaLink="false">http://www.etftrends.com/?p=53631</guid>
		<description><![CDATA[Exchange traded funds that invest in Treasury Inflation Protected Securities have been stuck in a range for over two months as traders eye inflation data and Treasury yields.
Last week, the government said consumer prices rose 0.4% in April as gasoline prices surged. Some investors have been using ETFs that invest in TIPS in the bond [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Hedge Against Rising Inflation with TIPS ETFs</title>
		<link>http://www.etftrends.com/2011/04/hedge-against-rising-inflation-with-tips-etfs/</link>
		<comments>http://www.etftrends.com/2011/04/hedge-against-rising-inflation-with-tips-etfs/#comments</comments>
		<pubDate>Fri, 15 Apr 2011 13:09:46 +0000</pubDate>
		<dc:creator>Tom Lydon</dc:creator>
				<category><![CDATA[All]]></category>
		<category><![CDATA[Bond ETFs]]></category>
		<category><![CDATA[Current Affairs]]></category>
		<category><![CDATA[IPE]]></category>
		<category><![CDATA[LTPZ]]></category>
		<category><![CDATA[SCHP]]></category>
		<category><![CDATA[STPZ]]></category>
		<category><![CDATA[TIP]]></category>
		<category><![CDATA[TIPs]]></category>
		<category><![CDATA[TIPZ]]></category>
		<category><![CDATA[Treasury Bonds]]></category>

		<guid isPermaLink="false">http://www.etftrends.com/?p=50989</guid>
		<description><![CDATA[Exchange traded fund (ETF) investors may utilize Treasury Inflation-Protected Securities as a way mitigate the potential hit from inflation.
On Friday, the Labor Department said the Consumer Price Index (CPI) rose by 0.5% in March.
A report earlier this week estimated producer prices climbed a seasonally adjusted 0.7%  in March, following a 1.6% gain in February [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Bond ETF Investors Can Hedge Inflation With TIPS</title>
		<link>http://www.etftrends.com/2011/04/bond-etf-investors-can-hedge-inflation-with-tips/</link>
		<comments>http://www.etftrends.com/2011/04/bond-etf-investors-can-hedge-inflation-with-tips/#comments</comments>
		<pubDate>Mon, 04 Apr 2011 17:56:46 +0000</pubDate>
		<dc:creator>Tom Lydon</dc:creator>
				<category><![CDATA[All]]></category>
		<category><![CDATA[Asset Class ETFs]]></category>
		<category><![CDATA[Bond ETFs]]></category>
		<category><![CDATA[Current Affairs]]></category>
		<category><![CDATA[Global ETFs]]></category>
		<category><![CDATA[Inflation]]></category>
		<category><![CDATA[International Treasury Bonds]]></category>
		<category><![CDATA[IPE]]></category>
		<category><![CDATA[LTPZ]]></category>
		<category><![CDATA[SCHP]]></category>
		<category><![CDATA[STPZ]]></category>
		<category><![CDATA[TIP]]></category>
		<category><![CDATA[TIPs]]></category>
		<category><![CDATA[TIPZ]]></category>
		<category><![CDATA[Treasury Bonds]]></category>
		<category><![CDATA[WIP]]></category>

		<guid isPermaLink="false">http://www.etftrends.com/?p=49412</guid>
		<description><![CDATA[The European Union is now faced with rising inflation. Investors may hedge against the potential harm of rising inflation to a government bond through Treasury-inflation protected security (TIPS) exchange traded funds (ETFs).
Eurozone inflation for March was a higher-than-expected 2.6% year-over-year, beating a projected 2.3% rise, which could push the ECB to raise the bank&#8217;s key [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Treasury ETFs Soft As Traders Await Fed Speeches</title>
		<link>http://www.etftrends.com/2011/04/treasury-etfs-soft-as-traders-await-fed-speeches/</link>
		<comments>http://www.etftrends.com/2011/04/treasury-etfs-soft-as-traders-await-fed-speeches/#comments</comments>
		<pubDate>Mon, 04 Apr 2011 12:03:59 +0000</pubDate>
		<dc:creator>John Spence</dc:creator>
				<category><![CDATA[Asset Class ETFs]]></category>
		<category><![CDATA[Bond ETFs]]></category>
		<category><![CDATA[Inflation]]></category>
		<category><![CDATA[TIP]]></category>
		<category><![CDATA[TIPs]]></category>
		<category><![CDATA[Treasury Bonds]]></category>
		<category><![CDATA[U.S. Treasury]]></category>

		<guid isPermaLink="false">http://www.etftrends.com/?p=49565</guid>
		<description><![CDATA[Exchange traded funds (ETFs) indexed to Treasury bonds were set to weaken Monday as yields rose while investors awaited speeches from several Federal Reserve officials.
Ten-year Treasury notes declined while bets on inflation moving higher reached a three-week high Monday, according to Bloomberg.
PIMCO&#8217;s Bill Gross made waves last week when he said Treasuries have &#8220;little value&#8221; [...]]]></description>
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		<title>Using TIPS ETFs in Retirement</title>
		<link>http://www.etftrends.com/2011/02/using-tips-etfs-retirement/</link>
		<comments>http://www.etftrends.com/2011/02/using-tips-etfs-retirement/#comments</comments>
		<pubDate>Wed, 09 Feb 2011 21:00:05 +0000</pubDate>
		<dc:creator>Tom Lydon</dc:creator>
				<category><![CDATA[All]]></category>
		<category><![CDATA[Bond ETFs]]></category>
		<category><![CDATA[Current Affairs]]></category>
		<category><![CDATA[ETF 101]]></category>
		<category><![CDATA[Retirement]]></category>
		<category><![CDATA[Hot Story]]></category>
		<category><![CDATA[SCHP]]></category>
		<category><![CDATA[STPZ]]></category>
		<category><![CDATA[TIP]]></category>
		<category><![CDATA[TIPs]]></category>
		<category><![CDATA[Treasury Bonds]]></category>

		<guid isPermaLink="false">http://www.etftrends.com/?p=46027</guid>
		<description><![CDATA[Although they haven&#8217;t yet seen the kind of inflation that plagued the U.S. economy in the 1970s, TIPS exchange traded funds (ETFs) are still seen as a great way to hedge rising prices. But do they work as well for those of you in retirement?
Charlie Farrell for MoneyWatch says that retirees he speaks to often [...]]]></description>
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