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	<title>ETF Trends &#187; Retirement</title>
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	<description>Setting the Pace for Exchange Traded Funds</description>
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		<title>ETFs and Retirement: You&#8217;re Not Saving Enough</title>
		<link>http://www.etftrends.com/2012/05/etfs-and-retirement-youre-not-saving-enough/</link>
		<comments>http://www.etftrends.com/2012/05/etfs-and-retirement-youre-not-saving-enough/#comments</comments>
		<pubDate>Fri, 18 May 2012 10:00:42 +0000</pubDate>
		<dc:creator>Tom Lydon</dc:creator>
				<category><![CDATA[ETF 101]]></category>
		<category><![CDATA[Retirement]]></category>

		<guid isPermaLink="false">http://www.etftrends.com/?p=85748</guid>
		<description><![CDATA[According to a recent study by LIMRA, about half of the United States is not saving for retirement at all. The 49% who aren&#8217;t contributing to any retirement plan need an investment strategy and discipline to help them. Can exchange traded funds help?
&#8220;The findings from this survey were disturbing, given that people will increasingly need [...]]]></description>
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		<title>ETFs Breaking Into 401(k), 529 Savings Plans</title>
		<link>http://www.etftrends.com/2012/05/etfs-breaking-into-401k-529-savings-plans/</link>
		<comments>http://www.etftrends.com/2012/05/etfs-breaking-into-401k-529-savings-plans/#comments</comments>
		<pubDate>Fri, 11 May 2012 19:26:33 +0000</pubDate>
		<dc:creator>Tom Lydon</dc:creator>
				<category><![CDATA[Feature Stories]]></category>
		<category><![CDATA[Retirement]]></category>

		<guid isPermaLink="false">http://www.etftrends.com/?p=85162</guid>
		<description><![CDATA[Exchange traded funds have seen impressive growth over the past few years, with assets registering at around $1.2 trillion. Finally, the funds are trickling into segments of the institutional market such as 529 college savings plans and 401(k) retirement platforms.
&#8220;Historically, 529 plans have utilized mutual funds almost exclusively.  But, not surprisingly that is changing [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
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		<title>Charles Schwab Gaining in ETFs</title>
		<link>http://www.etftrends.com/2012/04/charles-schwab-gaining-in-etfs/</link>
		<comments>http://www.etftrends.com/2012/04/charles-schwab-gaining-in-etfs/#comments</comments>
		<pubDate>Wed, 25 Apr 2012 10:00:35 +0000</pubDate>
		<dc:creator>Tom Lydon</dc:creator>
				<category><![CDATA[Current Affairs]]></category>
		<category><![CDATA[Feature Stories]]></category>
		<category><![CDATA[Retirement]]></category>

		<guid isPermaLink="false">http://www.etftrends.com/?p=83330</guid>
		<description><![CDATA[Many investors and advisors use Charles Schwab Corp.&#8217;s brokerage platform to buy and sell exchange traded funds. The firm is also trying to boost assets in its in-house ETFs by offering razor-thin expense ratios on Schwab-managed ETFs.
 
Schwab has entered onto the scene and started playing the &#8220;penny-a-point&#8221; game. The financial-services giant has come into [...]]]></description>
		<wfw:commentRss>http://www.etftrends.com/2012/04/charles-schwab-gaining-in-etfs/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>State Street Launches 529 Plan with ETFs</title>
		<link>http://www.etftrends.com/2012/04/state-street-launches-its-own-college-529-plan/</link>
		<comments>http://www.etftrends.com/2012/04/state-street-launches-its-own-college-529-plan/#comments</comments>
		<pubDate>Mon, 23 Apr 2012 09:00:22 +0000</pubDate>
		<dc:creator>Tom Lydon</dc:creator>
				<category><![CDATA[Feature Stories]]></category>
		<category><![CDATA[Retirement]]></category>
		<category><![CDATA[529 Savings Plan]]></category>
		<category><![CDATA[Current Affairs]]></category>

		<guid isPermaLink="false">http://www.etftrends.com/?p=83201</guid>
		<description><![CDATA[Considering the growing, exorbitant price tags on your children&#8217;s college education, it may be time to start thinking about saving for it now. State Street Global Advisors recently announced the launch of the SSgA Upromise 529 Plan that will achieve your children&#8217;s goal through investment strategies that utilize SPDR exchange traded funds.
&#8220;We&#8217;re excited to partner [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Advisor ETF Usage Rose 10% Last Year</title>
		<link>http://www.etftrends.com/2012/04/advisor-etf-usage-rose-10-last-year/</link>
		<comments>http://www.etftrends.com/2012/04/advisor-etf-usage-rose-10-last-year/#comments</comments>
		<pubDate>Tue, 10 Apr 2012 14:19:31 +0000</pubDate>
		<dc:creator>John Spence</dc:creator>
				<category><![CDATA[ETF 101]]></category>
		<category><![CDATA[Retirement]]></category>

		<guid isPermaLink="false">http://www.etftrends.com/?p=82180</guid>
		<description><![CDATA[The trend toward asset-based fees among financial advisors is propelling the continued rise of exchange traded funds, according a recent study.
“Advisors continue to rely upon a wide variety of investment products to help them service their clients’ investment needs,” Cogent Research says.
“But of all the products advisors include in their bag of tricks, the increase [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>ETFs Face 401(k) Hurdles</title>
		<link>http://www.etftrends.com/2012/04/etfs-face-401k-hurdles/</link>
		<comments>http://www.etftrends.com/2012/04/etfs-face-401k-hurdles/#comments</comments>
		<pubDate>Tue, 10 Apr 2012 12:00:15 +0000</pubDate>
		<dc:creator>Tom Lydon</dc:creator>
				<category><![CDATA[Feature Stories]]></category>
		<category><![CDATA[Retirement]]></category>
		<category><![CDATA[401(k)]]></category>
		<category><![CDATA[Current Affairs]]></category>

		<guid isPermaLink="false">http://www.etftrends.com/?p=81952</guid>
		<description><![CDATA[Exchange traded funds have yet to make a dent in the trillion dollar 401(k) plan industry, dominated by mutual fund heavy weights. While new disclosure rules may help ease ETFs into more plans, there are some obstacles to overcome.
When the average employee understands more about performance and the  fees they&#8217;re paying, you&#8217;ll start seeing [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>ETFs During the Tax Season: What to Expect</title>
		<link>http://www.etftrends.com/2012/04/etfs-during-the-tax-season-what-to-expect/</link>
		<comments>http://www.etftrends.com/2012/04/etfs-during-the-tax-season-what-to-expect/#comments</comments>
		<pubDate>Sat, 07 Apr 2012 10:00:10 +0000</pubDate>
		<dc:creator>Tom Lydon</dc:creator>
				<category><![CDATA[Current Affairs]]></category>
		<category><![CDATA[Feature Stories]]></category>
		<category><![CDATA[ETF 101]]></category>
		<category><![CDATA[Retirement]]></category>
		<category><![CDATA[Taxes]]></category>

		<guid isPermaLink="false">http://www.etftrends.com/?p=81652</guid>
		<description><![CDATA[The exchange traded fund product is lauded for its low cost and tax efficiency. However, as ETF products now cover a wide range of asset classes, various funds may come with different tax consequences, compared to traditional passively indexed ETFs.
Traditional stock ETFs are more tax efficient than their mutual fund counterparts since they do not [...]]]></description>
		<wfw:commentRss>http://www.etftrends.com/2012/04/etfs-during-the-tax-season-what-to-expect/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Commodity ETFs&#8217; Tax Considerations</title>
		<link>http://www.etftrends.com/2012/04/commodity-etfs-tax-considerations/</link>
		<comments>http://www.etftrends.com/2012/04/commodity-etfs-tax-considerations/#comments</comments>
		<pubDate>Thu, 05 Apr 2012 18:00:34 +0000</pubDate>
		<dc:creator>Tom Lydon</dc:creator>
				<category><![CDATA[Current Affairs]]></category>
		<category><![CDATA[Feature Stories]]></category>
		<category><![CDATA[Commodity ETFs]]></category>
		<category><![CDATA[Energy]]></category>
		<category><![CDATA[GLD]]></category>
		<category><![CDATA[Gold]]></category>
		<category><![CDATA[Oil]]></category>
		<category><![CDATA[Precious Metals]]></category>
		<category><![CDATA[Retirement]]></category>
		<category><![CDATA[Taxes]]></category>
		<category><![CDATA[USO]]></category>

		<guid isPermaLink="false">http://www.etftrends.com/?p=81770</guid>
		<description><![CDATA[Exchange traded funds provide the average retail investor with the opportunity to easily access the commodities space. As the April 15 tax deadline approaches, investors should take the time to look over some tax consequences associated with commodity funds to minimize any potential pitfalls.
Commodity ETFs come in two basic categories &#8211; funds that hold the [...]]]></description>
		<wfw:commentRss>http://www.etftrends.com/2012/04/commodity-etfs-tax-considerations/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Retirement Planning? ETFs Can Help</title>
		<link>http://www.etftrends.com/2012/04/retirement-planning-etfs-can-help/</link>
		<comments>http://www.etftrends.com/2012/04/retirement-planning-etfs-can-help/#comments</comments>
		<pubDate>Mon, 02 Apr 2012 17:00:25 +0000</pubDate>
		<dc:creator>Tom Lydon</dc:creator>
				<category><![CDATA[ETF 101]]></category>
		<category><![CDATA[Retirement]]></category>
		<category><![CDATA[Asset Class ETFs]]></category>
		<category><![CDATA[BND]]></category>
		<category><![CDATA[Bond ETFs]]></category>
		<category><![CDATA[Global ETFs]]></category>
		<category><![CDATA[VEU]]></category>
		<category><![CDATA[VTI]]></category>

		<guid isPermaLink="false">http://www.etftrends.com/?p=81432</guid>
		<description><![CDATA[Baby boomers who are considering retiring and living off of an IRA account have plenty of options these days, due in part to the various exchange traded funds available. These funds can help keep investment expenses down while boosting returns.
&#8220;Let&#8217;s say you plan to withdraw an initial 4%, or $60,000, from your $1.5  million [...]]]></description>
		<wfw:commentRss>http://www.etftrends.com/2012/04/retirement-planning-etfs-can-help/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>ShareBuilder Expands Its All-ETF 401(k) Plan</title>
		<link>http://www.etftrends.com/2012/03/sharebuilder-expands-its-all-etf-401k-plan/</link>
		<comments>http://www.etftrends.com/2012/03/sharebuilder-expands-its-all-etf-401k-plan/#comments</comments>
		<pubDate>Thu, 29 Mar 2012 11:00:15 +0000</pubDate>
		<dc:creator>Tom Lydon</dc:creator>
				<category><![CDATA[Feature Stories]]></category>
		<category><![CDATA[Retirement]]></category>
		<category><![CDATA[401(k)]]></category>
		<category><![CDATA[BMX]]></category>
		<category><![CDATA[Bond ETFs]]></category>
		<category><![CDATA[Commodity ETFs]]></category>
		<category><![CDATA[DBC]]></category>
		<category><![CDATA[Emerging Markets]]></category>
		<category><![CDATA[Global ETFs]]></category>
		<category><![CDATA[Gold]]></category>
		<category><![CDATA[IAU]]></category>
		<category><![CDATA[International Treasury Bonds]]></category>
		<category><![CDATA[KLD]]></category>
		<category><![CDATA[PCY]]></category>
		<category><![CDATA[Precious Metals]]></category>
		<category><![CDATA[Socially Responsible ETFs]]></category>

		<guid isPermaLink="false">http://www.etftrends.com/?p=81113</guid>
		<description><![CDATA[Retirement planner ShareBuilder 401k will add five more exchange traded funds to its All-ETF 401(k) platform, expanding the available investment options and diversifying its ETF-based retirement plan.
According to a press release, the 401(k) provider has added the following funds to its All-ETF 401(k) plan:

iShares Gold Fund (NYSEArca: IAU)
PowerShares General Commodities Fund (NYSEArca: DBC)
iShares Socially Responsible [...]]]></description>
		<wfw:commentRss>http://www.etftrends.com/2012/03/sharebuilder-expands-its-all-etf-401k-plan/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Invest n Retire Taps ETF Veteran for CEO Slot</title>
		<link>http://www.etftrends.com/2012/03/invest-n-retire-taps-etf-veteran-for-ceo-slot/</link>
		<comments>http://www.etftrends.com/2012/03/invest-n-retire-taps-etf-veteran-for-ceo-slot/#comments</comments>
		<pubDate>Wed, 28 Mar 2012 10:00:01 +0000</pubDate>
		<dc:creator>Tom Lydon</dc:creator>
				<category><![CDATA[Feature Stories]]></category>
		<category><![CDATA[Retirement]]></category>
		<category><![CDATA[401(k)]]></category>
		<category><![CDATA[Current Affairs]]></category>
		<category><![CDATA[Lead]]></category>

		<guid isPermaLink="false">http://www.etftrends.com/?p=80936</guid>
		<description><![CDATA[Invest n Retire has hired a veteran of the exchange traded fund industry to help the company produce innovative ETF retirement strategies and carve out a larger piece of the huge 401(k) market.
The 401(k) ETF provider hired former State Street Global Advisors president Agustin J. &#8220;Gus&#8221; Fleites as its chief executive officer, reports Joe Morris [...]]]></description>
		<wfw:commentRss>http://www.etftrends.com/2012/03/invest-n-retire-taps-etf-veteran-for-ceo-slot/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Apple Employees Take to All-ETF 401(k)</title>
		<link>http://www.etftrends.com/2012/03/apple-employees-take-to-all-etf-401k/</link>
		<comments>http://www.etftrends.com/2012/03/apple-employees-take-to-all-etf-401k/#comments</comments>
		<pubDate>Thu, 15 Mar 2012 11:00:56 +0000</pubDate>
		<dc:creator>Tom Lydon</dc:creator>
				<category><![CDATA[Feature Stories]]></category>
		<category><![CDATA[Retirement]]></category>
		<category><![CDATA[401(k)]]></category>
		<category><![CDATA[Current Affairs]]></category>

		<guid isPermaLink="false">http://www.etftrends.com/?p=79240</guid>
		<description><![CDATA[While still trailing behind the mutual fund&#8217;s large presence in the 401(k) space, exchange traded funds are making inroads as companies like Apple (NasdaqGS: AAPL) adopt the more efficient investment vehicle.
Apple employees have the majority of their 401(k) assets in ETFs, according to a Bloomberg report. Many of the employees are already acquainted with ETF [...]]]></description>
		<wfw:commentRss>http://www.etftrends.com/2012/03/apple-employees-take-to-all-etf-401k/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>An ETF Trend-Following Plan for All Seasons</title>
		<link>http://www.etftrends.com/2012/03/an-etf-trend-following-plan-for-all-seasons-2/</link>
		<comments>http://www.etftrends.com/2012/03/an-etf-trend-following-plan-for-all-seasons-2/#comments</comments>
		<pubDate>Fri, 02 Mar 2012 12:27:25 +0000</pubDate>
		<dc:creator>Tom Lydon</dc:creator>
				<category><![CDATA[ETF 101]]></category>
		<category><![CDATA[Trend Following]]></category>
		<category><![CDATA[Lead]]></category>
		<category><![CDATA[Retirement]]></category>
		<category><![CDATA[S&P 500]]></category>
		<category><![CDATA[SPY]]></category>

		<guid isPermaLink="false">http://www.etftrends.com/?p=78115</guid>
		<description><![CDATA[It’s hard to believe that the S&#38;P 500 Index has been flat as a pancake since the start of the new millennium – in fact, we are still below the S&#38;P’s starting price of 1,470 at the beginning of 2000. The Index had its ups and downs, but when you connect the dots, it didn’t [...]]]></description>
		<wfw:commentRss>http://www.etftrends.com/2012/03/an-etf-trend-following-plan-for-all-seasons-2/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>ETFs: Coming to a 401(k) Plan Near You</title>
		<link>http://www.etftrends.com/2012/01/etfs-coming-to-a-401k-plan-near-you/</link>
		<comments>http://www.etftrends.com/2012/01/etfs-coming-to-a-401k-plan-near-you/#comments</comments>
		<pubDate>Fri, 13 Jan 2012 19:30:50 +0000</pubDate>
		<dc:creator>Tom Lydon</dc:creator>
				<category><![CDATA[Feature Stories]]></category>
		<category><![CDATA[Retirement]]></category>
		<category><![CDATA[401(k)]]></category>

		<guid isPermaLink="false">http://www.etftrends.com/?p=73801</guid>
		<description><![CDATA[Charles Schwab Corp. is developing a 401(k) plan that will use only index-based exchange traded funds. The move could speed the adoption of ETFs in retirement plans, which are dominated by traditional mutual funds.
This week, Schwab Retirement Plan Services rolled out Schwab Index Advantage, a 401(k) product comprised exclusively of index mutual funds with low [...]]]></description>
		<wfw:commentRss>http://www.etftrends.com/2012/01/etfs-coming-to-a-401k-plan-near-you/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Life-Cycle ETFs Target Retirement</title>
		<link>http://www.etftrends.com/2011/10/life-cycle-etfs-target-retirement/</link>
		<comments>http://www.etftrends.com/2011/10/life-cycle-etfs-target-retirement/#comments</comments>
		<pubDate>Mon, 10 Oct 2011 17:20:08 +0000</pubDate>
		<dc:creator>Tom Lydon</dc:creator>
				<category><![CDATA[ETF 101]]></category>
		<category><![CDATA[Retirement]]></category>
		<category><![CDATA[Lead]]></category>
		<category><![CDATA[Life-Cycle ETFs]]></category>
		<category><![CDATA[TDH]]></category>
		<category><![CDATA[TDN]]></category>
		<category><![CDATA[TDV]]></category>
		<category><![CDATA[TZE]]></category>
		<category><![CDATA[TZG]]></category>
		<category><![CDATA[TZI]]></category>

		<guid isPermaLink="false">http://www.etftrends.com/?p=66135</guid>
		<description><![CDATA[&#8220;Target date&#8221; mutual funds that help individuals invest for retirement have been a popular theme in the asset management industry, and ETFs have embraced the trend.
These ETFs target the desired retirement date. The portfolio  is designed to become more conservative toward the end of the  predetermined investment time period through asset allocation.
When target [...]]]></description>
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