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	<title>ETF Trends &#187; Retirement</title>
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	<link>http://www.etftrends.com</link>
	<description>Setting the Pace for Exchange Traded Funds</description>
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		<title>ETFs and Retirement: You&#8217;re Not Saving Enough</title>
		<link>http://www.etftrends.com/2012/05/etfs-and-retirement-youre-not-saving-enough/</link>
		<comments>http://www.etftrends.com/2012/05/etfs-and-retirement-youre-not-saving-enough/#comments</comments>
		<pubDate>Fri, 18 May 2012 10:00:42 +0000</pubDate>
		<dc:creator>Tom Lydon</dc:creator>
				<category><![CDATA[ETF 101]]></category>
		<category><![CDATA[Retirement]]></category>

		<guid isPermaLink="false">http://www.etftrends.com/?p=85748</guid>
		<description><![CDATA[According to a recent study by LIMRA, about half of the United States is not saving for retirement at all. The 49% who aren&#8217;t contributing to any retirement plan need an investment strategy and discipline to help them. Can exchange traded funds help?
&#8220;The findings from this survey were disturbing, given that people will increasingly need [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>ETFs Breaking Into 401(k), 529 Savings Plans</title>
		<link>http://www.etftrends.com/2012/05/etfs-breaking-into-401k-529-savings-plans/</link>
		<comments>http://www.etftrends.com/2012/05/etfs-breaking-into-401k-529-savings-plans/#comments</comments>
		<pubDate>Fri, 11 May 2012 19:26:33 +0000</pubDate>
		<dc:creator>Tom Lydon</dc:creator>
				<category><![CDATA[Feature Stories]]></category>
		<category><![CDATA[Retirement]]></category>

		<guid isPermaLink="false">http://www.etftrends.com/?p=85162</guid>
		<description><![CDATA[Exchange traded funds have seen impressive growth over the past few years, with assets registering at around $1.2 trillion. Finally, the funds are trickling into segments of the institutional market such as 529 college savings plans and 401(k) retirement platforms.
&#8220;Historically, 529 plans have utilized mutual funds almost exclusively.  But, not surprisingly that is changing [...]]]></description>
		<wfw:commentRss>http://www.etftrends.com/2012/05/etfs-breaking-into-401k-529-savings-plans/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>State Street Launches 529 Plan with ETFs</title>
		<link>http://www.etftrends.com/2012/04/state-street-launches-its-own-college-529-plan/</link>
		<comments>http://www.etftrends.com/2012/04/state-street-launches-its-own-college-529-plan/#comments</comments>
		<pubDate>Mon, 23 Apr 2012 09:00:22 +0000</pubDate>
		<dc:creator>Tom Lydon</dc:creator>
				<category><![CDATA[Feature Stories]]></category>
		<category><![CDATA[Retirement]]></category>
		<category><![CDATA[529 Savings Plan]]></category>
		<category><![CDATA[Current Affairs]]></category>

		<guid isPermaLink="false">http://www.etftrends.com/?p=83201</guid>
		<description><![CDATA[Considering the growing, exorbitant price tags on your children&#8217;s college education, it may be time to start thinking about saving for it now. State Street Global Advisors recently announced the launch of the SSgA Upromise 529 Plan that will achieve your children&#8217;s goal through investment strategies that utilize SPDR exchange traded funds.
&#8220;We&#8217;re excited to partner [...]]]></description>
		<wfw:commentRss>http://www.etftrends.com/2012/04/state-street-launches-its-own-college-529-plan/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Advisor ETF Usage Rose 10% Last Year</title>
		<link>http://www.etftrends.com/2012/04/advisor-etf-usage-rose-10-last-year/</link>
		<comments>http://www.etftrends.com/2012/04/advisor-etf-usage-rose-10-last-year/#comments</comments>
		<pubDate>Tue, 10 Apr 2012 14:19:31 +0000</pubDate>
		<dc:creator>John Spence</dc:creator>
				<category><![CDATA[ETF 101]]></category>
		<category><![CDATA[Retirement]]></category>

		<guid isPermaLink="false">http://www.etftrends.com/?p=82180</guid>
		<description><![CDATA[The trend toward asset-based fees among financial advisors is propelling the continued rise of exchange traded funds, according a recent study.
“Advisors continue to rely upon a wide variety of investment products to help them service their clients’ investment needs,” Cogent Research says.
“But of all the products advisors include in their bag of tricks, the increase [...]]]></description>
		<wfw:commentRss>http://www.etftrends.com/2012/04/advisor-etf-usage-rose-10-last-year/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>ETFs Face 401(k) Hurdles</title>
		<link>http://www.etftrends.com/2012/04/etfs-face-401k-hurdles/</link>
		<comments>http://www.etftrends.com/2012/04/etfs-face-401k-hurdles/#comments</comments>
		<pubDate>Tue, 10 Apr 2012 12:00:15 +0000</pubDate>
		<dc:creator>Tom Lydon</dc:creator>
				<category><![CDATA[Feature Stories]]></category>
		<category><![CDATA[Retirement]]></category>
		<category><![CDATA[401(k)]]></category>
		<category><![CDATA[Current Affairs]]></category>

		<guid isPermaLink="false">http://www.etftrends.com/?p=81952</guid>
		<description><![CDATA[Exchange traded funds have yet to make a dent in the trillion dollar 401(k) plan industry, dominated by mutual fund heavy weights. While new disclosure rules may help ease ETFs into more plans, there are some obstacles to overcome.
When the average employee understands more about performance and the  fees they&#8217;re paying, you&#8217;ll start seeing [...]]]></description>
		<wfw:commentRss>http://www.etftrends.com/2012/04/etfs-face-401k-hurdles/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Retirement Planning? ETFs Can Help</title>
		<link>http://www.etftrends.com/2012/04/retirement-planning-etfs-can-help/</link>
		<comments>http://www.etftrends.com/2012/04/retirement-planning-etfs-can-help/#comments</comments>
		<pubDate>Mon, 02 Apr 2012 17:00:25 +0000</pubDate>
		<dc:creator>Tom Lydon</dc:creator>
				<category><![CDATA[ETF 101]]></category>
		<category><![CDATA[Retirement]]></category>
		<category><![CDATA[Asset Class ETFs]]></category>
		<category><![CDATA[BND]]></category>
		<category><![CDATA[Bond ETFs]]></category>
		<category><![CDATA[Global ETFs]]></category>
		<category><![CDATA[VEU]]></category>
		<category><![CDATA[VTI]]></category>

		<guid isPermaLink="false">http://www.etftrends.com/?p=81432</guid>
		<description><![CDATA[Baby boomers who are considering retiring and living off of an IRA account have plenty of options these days, due in part to the various exchange traded funds available. These funds can help keep investment expenses down while boosting returns.
&#8220;Let&#8217;s say you plan to withdraw an initial 4%, or $60,000, from your $1.5  million [...]]]></description>
		<wfw:commentRss>http://www.etftrends.com/2012/04/retirement-planning-etfs-can-help/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>ShareBuilder Expands Its All-ETF 401(k) Plan</title>
		<link>http://www.etftrends.com/2012/03/sharebuilder-expands-its-all-etf-401k-plan/</link>
		<comments>http://www.etftrends.com/2012/03/sharebuilder-expands-its-all-etf-401k-plan/#comments</comments>
		<pubDate>Thu, 29 Mar 2012 11:00:15 +0000</pubDate>
		<dc:creator>Tom Lydon</dc:creator>
				<category><![CDATA[Feature Stories]]></category>
		<category><![CDATA[Retirement]]></category>
		<category><![CDATA[401(k)]]></category>
		<category><![CDATA[BMX]]></category>
		<category><![CDATA[Bond ETFs]]></category>
		<category><![CDATA[Commodity ETFs]]></category>
		<category><![CDATA[DBC]]></category>
		<category><![CDATA[Emerging Markets]]></category>
		<category><![CDATA[Global ETFs]]></category>
		<category><![CDATA[Gold]]></category>
		<category><![CDATA[IAU]]></category>
		<category><![CDATA[International Treasury Bonds]]></category>
		<category><![CDATA[KLD]]></category>
		<category><![CDATA[PCY]]></category>
		<category><![CDATA[Precious Metals]]></category>
		<category><![CDATA[Socially Responsible ETFs]]></category>

		<guid isPermaLink="false">http://www.etftrends.com/?p=81113</guid>
		<description><![CDATA[Retirement planner ShareBuilder 401k will add five more exchange traded funds to its All-ETF 401(k) platform, expanding the available investment options and diversifying its ETF-based retirement plan.
According to a press release, the 401(k) provider has added the following funds to its All-ETF 401(k) plan:

iShares Gold Fund (NYSEArca: IAU)
PowerShares General Commodities Fund (NYSEArca: DBC)
iShares Socially Responsible [...]]]></description>
		<wfw:commentRss>http://www.etftrends.com/2012/03/sharebuilder-expands-its-all-etf-401k-plan/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Invest n Retire Taps ETF Veteran for CEO Slot</title>
		<link>http://www.etftrends.com/2012/03/invest-n-retire-taps-etf-veteran-for-ceo-slot/</link>
		<comments>http://www.etftrends.com/2012/03/invest-n-retire-taps-etf-veteran-for-ceo-slot/#comments</comments>
		<pubDate>Wed, 28 Mar 2012 10:00:01 +0000</pubDate>
		<dc:creator>Tom Lydon</dc:creator>
				<category><![CDATA[Feature Stories]]></category>
		<category><![CDATA[Retirement]]></category>
		<category><![CDATA[401(k)]]></category>
		<category><![CDATA[Current Affairs]]></category>
		<category><![CDATA[Lead]]></category>

		<guid isPermaLink="false">http://www.etftrends.com/?p=80936</guid>
		<description><![CDATA[Invest n Retire has hired a veteran of the exchange traded fund industry to help the company produce innovative ETF retirement strategies and carve out a larger piece of the huge 401(k) market.
The 401(k) ETF provider hired former State Street Global Advisors president Agustin J. &#8220;Gus&#8221; Fleites as its chief executive officer, reports Joe Morris [...]]]></description>
		<wfw:commentRss>http://www.etftrends.com/2012/03/invest-n-retire-taps-etf-veteran-for-ceo-slot/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Apple Employees Take to All-ETF 401(k)</title>
		<link>http://www.etftrends.com/2012/03/apple-employees-take-to-all-etf-401k/</link>
		<comments>http://www.etftrends.com/2012/03/apple-employees-take-to-all-etf-401k/#comments</comments>
		<pubDate>Thu, 15 Mar 2012 11:00:56 +0000</pubDate>
		<dc:creator>Tom Lydon</dc:creator>
				<category><![CDATA[Feature Stories]]></category>
		<category><![CDATA[Retirement]]></category>
		<category><![CDATA[401(k)]]></category>
		<category><![CDATA[Current Affairs]]></category>

		<guid isPermaLink="false">http://www.etftrends.com/?p=79240</guid>
		<description><![CDATA[While still trailing behind the mutual fund&#8217;s large presence in the 401(k) space, exchange traded funds are making inroads as companies like Apple (NasdaqGS: AAPL) adopt the more efficient investment vehicle.
Apple employees have the majority of their 401(k) assets in ETFs, according to a Bloomberg report. Many of the employees are already acquainted with ETF [...]]]></description>
		<wfw:commentRss>http://www.etftrends.com/2012/03/apple-employees-take-to-all-etf-401k/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>ETFs: Coming to a 401(k) Plan Near You</title>
		<link>http://www.etftrends.com/2012/01/etfs-coming-to-a-401k-plan-near-you/</link>
		<comments>http://www.etftrends.com/2012/01/etfs-coming-to-a-401k-plan-near-you/#comments</comments>
		<pubDate>Fri, 13 Jan 2012 19:30:50 +0000</pubDate>
		<dc:creator>Tom Lydon</dc:creator>
				<category><![CDATA[Feature Stories]]></category>
		<category><![CDATA[Retirement]]></category>
		<category><![CDATA[401(k)]]></category>

		<guid isPermaLink="false">http://www.etftrends.com/?p=73801</guid>
		<description><![CDATA[Charles Schwab Corp. is developing a 401(k) plan that will use only index-based exchange traded funds. The move could speed the adoption of ETFs in retirement plans, which are dominated by traditional mutual funds.
This week, Schwab Retirement Plan Services rolled out Schwab Index Advantage, a 401(k) product comprised exclusively of index mutual funds with low [...]]]></description>
		<wfw:commentRss>http://www.etftrends.com/2012/01/etfs-coming-to-a-401k-plan-near-you/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Life-Cycle ETFs Target Retirement</title>
		<link>http://www.etftrends.com/2011/10/life-cycle-etfs-target-retirement/</link>
		<comments>http://www.etftrends.com/2011/10/life-cycle-etfs-target-retirement/#comments</comments>
		<pubDate>Mon, 10 Oct 2011 17:20:08 +0000</pubDate>
		<dc:creator>Tom Lydon</dc:creator>
				<category><![CDATA[ETF 101]]></category>
		<category><![CDATA[Retirement]]></category>
		<category><![CDATA[Lead]]></category>
		<category><![CDATA[Life-Cycle ETFs]]></category>
		<category><![CDATA[TDH]]></category>
		<category><![CDATA[TDN]]></category>
		<category><![CDATA[TDV]]></category>
		<category><![CDATA[TZE]]></category>
		<category><![CDATA[TZG]]></category>
		<category><![CDATA[TZI]]></category>

		<guid isPermaLink="false">http://www.etftrends.com/?p=66135</guid>
		<description><![CDATA[&#8220;Target date&#8221; mutual funds that help individuals invest for retirement have been a popular theme in the asset management industry, and ETFs have embraced the trend.
These ETFs target the desired retirement date. The portfolio  is designed to become more conservative toward the end of the  predetermined investment time period through asset allocation.
When target [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Morningstar&#8217;s Aggressive ETF Portfolio for Retirees</title>
		<link>http://www.etftrends.com/2011/09/morningstars-aggressive-etf-portfolio-for-retirees/</link>
		<comments>http://www.etftrends.com/2011/09/morningstars-aggressive-etf-portfolio-for-retirees/#comments</comments>
		<pubDate>Fri, 23 Sep 2011 16:00:28 +0000</pubDate>
		<dc:creator>Tom Lydon</dc:creator>
				<category><![CDATA[Retirement]]></category>
		<category><![CDATA[Asset Class ETFs]]></category>
		<category><![CDATA[Bond ETFs]]></category>
		<category><![CDATA[BSV]]></category>
		<category><![CDATA[Corporate Bonds]]></category>
		<category><![CDATA[EFA]]></category>
		<category><![CDATA[Emerging Markets]]></category>
		<category><![CDATA[Europe]]></category>
		<category><![CDATA[International Treasury Bonds]]></category>
		<category><![CDATA[Large-Cap]]></category>
		<category><![CDATA[LQD]]></category>
		<category><![CDATA[MBB]]></category>
		<category><![CDATA[MGC]]></category>
		<category><![CDATA[Mid-Cap]]></category>
		<category><![CDATA[Municipal Bonds]]></category>
		<category><![CDATA[Small-Cap]]></category>
		<category><![CDATA[TIP]]></category>
		<category><![CDATA[TIPs]]></category>
		<category><![CDATA[Treasury Bonds]]></category>
		<category><![CDATA[VB]]></category>
		<category><![CDATA[VO]]></category>
		<category><![CDATA[VTI]]></category>
		<category><![CDATA[VWO]]></category>
		<category><![CDATA[WIP]]></category>

		<guid isPermaLink="false">http://www.etftrends.com/?p=64028</guid>
		<description><![CDATA[For retirees who are looking for greater capital appreciation and hold a higher risk tolerance, an ETF portfolio with a more aggressive investment strategy may be a better fitting option.
Investors looking to solely live off their investments over the next 20 or so more years will want to included investments that will appreciate while still [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Morningstar&#8217;s Recommendations for a Moderate-Risk ETF Porfolio</title>
		<link>http://www.etftrends.com/2011/09/morningstars-recommendations-for-a-moderate-risk-etf-porfolio/</link>
		<comments>http://www.etftrends.com/2011/09/morningstars-recommendations-for-a-moderate-risk-etf-porfolio/#comments</comments>
		<pubDate>Thu, 22 Sep 2011 16:00:19 +0000</pubDate>
		<dc:creator>Tom Lydon</dc:creator>
				<category><![CDATA[Retirement]]></category>
		<category><![CDATA[Bond ETFs]]></category>
		<category><![CDATA[BSV]]></category>
		<category><![CDATA[Corporate Bonds]]></category>
		<category><![CDATA[EFA]]></category>
		<category><![CDATA[Emerging Markets]]></category>
		<category><![CDATA[ETF 101]]></category>
		<category><![CDATA[Europe]]></category>
		<category><![CDATA[Global ETFs]]></category>
		<category><![CDATA[International Treasury Bonds]]></category>
		<category><![CDATA[Large-Cap]]></category>
		<category><![CDATA[LQD]]></category>
		<category><![CDATA[MBB]]></category>
		<category><![CDATA[Mid-Cap]]></category>
		<category><![CDATA[Municipal Bonds]]></category>
		<category><![CDATA[Small-Cap]]></category>
		<category><![CDATA[TIP]]></category>
		<category><![CDATA[TIPs]]></category>
		<category><![CDATA[Treasury Bonds]]></category>
		<category><![CDATA[VB]]></category>
		<category><![CDATA[VO]]></category>
		<category><![CDATA[VWO]]></category>
		<category><![CDATA[WIP]]></category>

		<guid isPermaLink="false">http://www.etftrends.com/?p=64031</guid>
		<description><![CDATA[Retirees seeking a moderate risk in their exchange traded fund investment portfolios will want to lean more toward the safety of bonds but still hold enough equities to provide some level of capital appreciation, according to Morningstar.
The moderate portfolio for retirees and pre-retirees is &#8220;appropriate for retirees with a time horizon (estimated life expectancy) of [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Morningstar&#8217;s Conservative ETF Porfolio</title>
		<link>http://www.etftrends.com/2011/09/morningstars-conservative-etf-porfolio/</link>
		<comments>http://www.etftrends.com/2011/09/morningstars-conservative-etf-porfolio/#comments</comments>
		<pubDate>Wed, 21 Sep 2011 18:00:04 +0000</pubDate>
		<dc:creator>Tom Lydon</dc:creator>
				<category><![CDATA[Retirement]]></category>
		<category><![CDATA[Bond ETFs]]></category>
		<category><![CDATA[BSV]]></category>
		<category><![CDATA[Corporate Bonds]]></category>
		<category><![CDATA[EFA]]></category>
		<category><![CDATA[Emerging Markets]]></category>
		<category><![CDATA[ETF 101]]></category>
		<category><![CDATA[Europe]]></category>
		<category><![CDATA[Global ETFs]]></category>
		<category><![CDATA[International Treasury Bonds]]></category>
		<category><![CDATA[Large-Cap]]></category>
		<category><![CDATA[LQD]]></category>
		<category><![CDATA[MBB]]></category>
		<category><![CDATA[MGC]]></category>
		<category><![CDATA[Mid-Cap]]></category>
		<category><![CDATA[Municipal Bonds]]></category>
		<category><![CDATA[Small-Cap]]></category>
		<category><![CDATA[TIP]]></category>
		<category><![CDATA[TIPs]]></category>
		<category><![CDATA[Treasury Bonds]]></category>
		<category><![CDATA[VB]]></category>
		<category><![CDATA[VO]]></category>
		<category><![CDATA[VWO]]></category>
		<category><![CDATA[WIP]]></category>

		<guid isPermaLink="false">http://www.etftrends.com/?p=64036</guid>
		<description><![CDATA[Conservative investors in retirement can tap exchange traded funds to build all-ETF portfolios featuring stocks and bonds.
The conservative ETF investor aiming to protect wealth in retirement should limit exposure to equities and rely on the stability offered in bonds, along with other solid yield generating assets, writes Christine Benz, director of personal finance at Moringstar.
The [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Retirement Planning with ETFs</title>
		<link>http://www.etftrends.com/2011/09/retirement-planning-with-etfs/</link>
		<comments>http://www.etftrends.com/2011/09/retirement-planning-with-etfs/#comments</comments>
		<pubDate>Wed, 21 Sep 2011 16:00:38 +0000</pubDate>
		<dc:creator>Tom Lydon</dc:creator>
				<category><![CDATA[Retirement]]></category>
		<category><![CDATA[Asset Class ETFs]]></category>
		<category><![CDATA[EEM]]></category>
		<category><![CDATA[Global ETFs]]></category>
		<category><![CDATA[SPY]]></category>

		<guid isPermaLink="false">http://www.etftrends.com/?p=64001</guid>
		<description><![CDATA[Retirement planning requires careful investing, complete with the right tools and strategy. Exchange traded funds are catching investors&#8217; attention as an efficient way to start saving and investing for the future.
Investors have grown frustrated by the volatility in U.S. stocks over the past decade. After two vicious bear markets, stocks are sitting about where they [...]]]></description>
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		<slash:comments>0</slash:comments>
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