I have SPY, IWM, EFA, and PEY in my Roth IRA in roughly equal proportions.

To Everyone who reads here-

Yes indeed I was a broker for many years....Just to show you how much I believe in etfs....You know how when I was a broker....in terms of getting new accounts(brokers typically)....people typically pitch a whole pool of new potential clients, right?....Worse case, if Im done for day taking care of clients...I prefer taking the time with my own investments in etfs I truly believe in...For example...if I own and love a particular etf....there are dips, right?....nothing goes stright up in a line.....as long as my pic didnt dip beneath 50 day moving avg....and it came down a bit on low volume, I may just buy more...to consistantly avg down my price point which in the end wins for investor...I am not saying to be reckless...Pick your avenues wise and always watch 50 day moving avg and volumes....In turn you will sleep well at night and be happy with future returns.

Wise etf investing,

Adam S. Weinstein